|
The Concept of
“Multiple Streams of Income”
Would you like to add an
extra stream of income to your life this year?
An extra stream of income -
That would be nice!
What would you use it
for! A new car! A new house! Travel! Pay off some nagging
debts!
Investments!
Concept #
1
Whatever you desire, the
information in this Financial Freedom Guide may just be the answer
you've been looking for.
My name is Robert Allen.
Let me be your guide to this extra stream of income. I think I'm adequately
qualified. I'm the
author of 4 books on how to achieve financial success. My first two books, Nothing
Down and Creating Wealth, are two of the largest selling financial
books of all time. Both
were #1 New York Times mega bestsellers. And my audio program,
Multiple Streams of Income, is a current bestseller. For the past 20
years, I've been helping people just like you to create financial
success.
And now, it's your
turn.
I'd like to share with you
2 of the most important financial concepts I've ever
learned.
The Wisdom
of Multiple Streams of Income
How many streams of income
did it take in the 1950's for a family to survive! One. Today, very few families can
survive on less than two streams of income. And that won't be enough in
the future.
It's a volatile
future. You'd be wise
to have multiple streams of income flowing into your
life.
Prosperous people have
always known this. If one stream dries up, they have many more to
support them. Ordinary
people are much more vulnerable. If they lose one of their
streams, it wipes them out.
And it takes them years to recover.
In the future, people will
need a portfolio of income streams - not one or two - but many
streams from completely different and diversified sources. So that if one streams goes,
you barely feel the bump.
You're stable.
You have time to adjust. You're safe.
Do you have multiple
streams of income flowing into your life at this time? Maybe it's time to add
another one.
Concept #
2
The Power of
Residual Streams of Income
So let’s assume that you’ve
decided to add another stream of income to your life. You could always get another
part time job, but that’s not the kind of income I’m taking
about. You certainly
don’t want to get stuck on somebody else’s treadmill. You want the kind of streams
that you can own.
I'm talking about residual
income. That's a fancy
term for a "recurring" stream of income that continues to flow
whether you're there or not.
I've heard too many small business owners say, "I haven't
taken a vacation in 5 years."
There's something wrong with that picture. I don't have anything
against hard work. But
after a few short years of hard work, you should be free to have
your streams of income forwarded to your mailbox in Tahiti. Get the picture?
Two Types of
streams: Linear and Residual
Not all streams of income
are created equal. Some
streams are linear, and some are residual. Here's the question that
tells you whether your income streams are linear or
residual.
How many times do you get
paid for every hour you work?
If you answered, "only
once," then your income is linear. Income streams from a salary
are linear. You only
get paid once for your effort.
And when you don't show up for work, neither does your
paycheck.
With residual income you
work hard once, and it unleashes a steady flow of income for months
or even years. You get
paid over and over again for the same effort. Wouldn't it be nice to
be compensated hundreds of times for every hour you work?
For example, I published a
book in 1980 called Nothing Down: How to Buy Real Estate with
Little or No Money Down.
It became the largest selling real estate investment book in
history. I put in over
1,000 hours of hard work writing Nothing Down before I earned
a single penny.
Teenagers working at McDonald’s earned more than me. But, I
wasn't looking for a salary I wanted a royalty. So I was
willing to sacrifice.
It took over two years before the money started to flow. But it was worth the
wait. I've now earned
millions of dollars in royalties. And every six months I still
get nice royalty checks.
That's the power of residual income - it keeps flowing and
flowing and flowing.
Linear vs. Residual.
Do you see the difference?
Here’s another
example. Have you seen
that tiny battery tester on the Duracell battery? I'm told that the inventor
presented his idea to the big battery companies. Most turned him down, but
Duracell saw the genius of it and agreed to pay just a few pennies
per battery pack for his idea.
Now he makes millions, because those residual pennies add
up. In essence, he
invested many hours of his time to create the concept, to package it
and then to sell it.
And now it generates a raging river of residual riches for
him and his family. And
the best part about it - HE DOESN'T HAVE TO BE THERE! It flows without
him.
The secret of the wealthy
is not that they have more money but that they have more TIME
freedom. Because their streams are residual, they have time to spend
on anything they want.
When you view people's
lives through the filter of residual income, many groups of people
aren't as wealthy as they appear. Doctors and dentists don't
earn residual income from their labors. Their income potential is
capped. They can only
see a fixed number of patients in a day and they have to be there
for every single one of them.
That's linear.
The same holds true for top
sales people, chiropractors and attorneys. Most of them don't enjoy the
power of residual income. T
hey may appear to be rich but they're on a treadmill just
like the rest of us.
What percentage of your
income is residual? If
you're smart you'll start shifting your income streams from linear
to residual. This will give you the time freedom to do what
you want when you want.
And that starts with turning on at least one new residual
stream this year. How
about right now?
|
A new,
exciting form of residual income
Do you know who Warren Buffet is? He's the smartest
stock picker in history and the wealthiest investor in the
world with a 20 plus billion dollar net worth. What if Warren
Buffet himself were to call you, and tell you to sink every
penny into a certain stock. He says that he's invested a
couple of hundred million of his own money and he feels the
stock is a sure bet to double or triple in value. What would
you say to him? "Sorry Warren, but I pick my stocks by
throwing darts at the Wall Street Journal!" Would you listen
to the master or continue to do things your own way?
Well, I'm no Warren Buffet, but through my books and
seminars I've probably helped to create more millionaires than
he has. If I were to guess, it's probably in the thousands of
millionaires. And here is my "hot tip" of the decade. It's
where I've sunk a huge amount of my own time and effort What I
am about to share with you is the best opportunity I've seen
in 20 years. It's certain to create many residual millionaires
in the next 10 years. You could be one of
them. |
Here's how I
stumbled onto this powerful source of residual income. I'm embarrassed to say - the
first time I heard about it, I turned it down flat. It all started with my
wife's best friend, Collette.
She had just gone through a bitter divorce which left her
with 5 kids, a huge attorney bill and no money. She needed some work so I
hired her as my secretary.
After a few months she came to ask my advice.
Bob," she says, "I’ve been
talking to my brother about a company he's involved in called
USANA. He's been
showing me how I could make some extra money."
"What kind of company is
it?" I asked
"It's a company that
markets nutritional supplements through network
marketing."
Well, that's all she had to
say and my mind snapped shut and I warned her, "Don't do
it!"
But, despite my objections,
she does it anyway. She
says she has a "good feeling" about it. And sure enough, in a few
weeks she'd earned her first check. I wasn't impressed. I still thought it was a
scam. But when her
weekly earnings continued to climb I started to take notice. Finally, after about 6
months she was doing so well at this new part-time, home-based
business that she quit working with me to pursue it full
time.
As she was leaving, she
said, "Bob, you really ought to look into this. This company is for
real." And I said,
"Maybe for you, but I just can't see myself peddling little bottles
of vitamins." She
laughs and says, "It's
not like that at all. I
just share my story of how these products have changed our
lives. People get
curious and they want to try them. They call a toll free number
and order the products directly from the company, and I get the
check."
"Now here's the best part,"
she said. "This product
is powerful. People
fall in love with it and keep ordering it every single month. And every time they do, I
get more checks. But
that's not all. These
same people can't help sharing how much better they feel. And when they do, I get a
small stream of profit from those transactions, too. And so on and so on. Now, there are thousands of
people all over the world using these products - people I've never
even met and every Monday I get paid amazing amounts of money as a
result of my efforts and the efforts of the hundreds of other people
who are on my team."
The Awesome
Power of Leverage
Now, this really got my
attention. I understood
the power of leverage from my experience in real estate where a
small amount of money can put you in control of a large amount of
real estate. But this
was even more powerful.
Collette had leveraged herself and her time. It's like having hundreds of
employees working for her, sending her little profit checks every
single week. Except the
checks aren't sent to her directly. They are sent through the
company, who does all of the paperwork and sends Collette one
conveniently-large check every Monday.
| There is a saying,
"Poverty is when large
efforts produce small results.
Wealth is when small efforts
product large
results." |
That's a perfect
description of what Collette was doing - small efforts, large
streams of recurring income.
"Bob," she says, "This
company is different!"
One day she leaves a video
at our house and my wife and I pop it in the VCR and start
watching. I’ll never
forget what happened.
The founder of USANA appears on the screen - a Dr. Myron
Wentz - and says, "We live too short and die too long." And my intuition kicks
in. It's whispering,
"This is the one!"
Have you ever had a
hunch? When a part of
you knows that something is right even though another part of you is
still skeptical? Well,
I usually listen to my intuition. It was a hunch just like
this one that inspired me to start investing in real estate in the
seventies just before the huge boom. I made a fortune. It was another hunch that
inspired me to write my first book, Nothing Down. How could I have known that
Nothing Down would become a #1 New York Times
Bestseller? My second
book, Creating Wealth, was also a #1 bestseller. Then, I had a hunch to start
several seminar companies which grossed over a hundred million
dollars.
When I have a hunch, it's
usually a good one. And
when it came to that video, there was no question - my intuition was
screaming, "This is the one!"
And so Collette calls
the next day and asks, "Well, what did you think of the video?" Despite my strong intuitive
hunch, I replied, "Sorry, Collette, I'm just not
interested."
To her credit, she didn't
let my negativity stop her.
She took my wife to lunch and they decided to go ahead
without me. I was so
closed-minded, I wouldn't even sign the application. But before long, the checks
started to flow just like Collette said.
Now, a very, very large
check lands in our mailbox every Monday, but it doesn't have MY name
on it. Oh, NO! It's my wife’s check. Mr. Skeptical here didn't
want anything to do with it!
So she gets the check and occasionally shares some of it with
me. We just celebrated
our 2lst wedding anniversary and I'm looking forward to the next 20
because I'm married to a very rich woman.
In the next few pages, I'm
going to show you how to get your name on a check like the ones she
gets. But only if
you're more open-minded than I was.
Blinded by
False Information
Now, why do you think I
voted against my own intuition? Perhaps it was because I had
heard some negative things about Network Marketing and, without
checking things out for myself, I made some snap judgments that
turned out to be completely wrong. My first mistake was to
assume that USANA was like some of the "old style" multi-level
companies from the sixties and seventies. In these earlier and ancient
forms of network marketing, distributors had to stock-pile their
garages full of products and then try to peddle them to friends and
relatives. To recruit
new people, they were encouraged to drag every body they knew to
endless weeknight pep rallies.
Needless to say, very few
people made any money and most people quit in frustration with a
garage full of stuff that they couldn't give away. It left a bad
taste in a lot of people's mouths. Collette assured me that USANA
was NOTHING like that. So, as a test, I reluctantly allowed Collette
and my wife to introduce USANA at one of mysmaller seminars. I was still very skeptical, but within
weeks some of these same people were calling me back and
saying,
-"These USANA products are
fabulous."
-"I've got more energy"
-"I feel like a
teenager again."
-"I'm sleeping better"
-"Thanks for
giving me my life
back." |
I was amazed.
You see, I didn't know how good these products were. I hadn't been
taking any nutritional supplements. I felt I was in pretty good
health and didn't need anything. It was only later that I learned
how our health really is in danger
and that everyone of us should consider daily
supplementation.
Now, when it came to making
money, my seminar graduates were calling me to say,
-"Bob, this is the best money-making
idea you've ever recommended."
-"I've tried network
marketing before, but this is so much easier."
-"This is
fun. I love this
company!" |
And I'm thinking to
myself, "Hmmmm! Maybe there really is something to this."
That's when I decided to
focus more of my attention on "our" USANA business. We've been
involved in a lot of businesses over the years, but USANA is, by
far, the most rewarding thing we've ever done. We have no overhead. No debt. We maintain this powerful
stream of income with zero employees. We don't even have a
secretary. (I haven't
had a secretary since Collette quit to do this full time.) Since this business is
completely portable, I can run this business from my own home in my
bathrobe - from my car phone in my jeans - or from a mail box in
Tahiti. It has very
little downside. And I
love it. I'm passionate
about it.
When people ask me today if
I'm involved in network marketing, I reply with a resounding
ABSOLUTELY!
I don't know what your
experience with other network marketing companies has been, but my
experience with USANA has been FANTASTIC! Once the income starts to
flow, it's like an oil well in your backyard. It just keeps pumping out
profits. We went on a
cruise recently. Gone
for 10 days. And when
we got back, there were two checks waiting for us - big
ones.
Looking back, I wonder how
I could have over-looked such a powerful money-making idea for so
many years. I'm
saddened how the same misconceptions that held me back are holding
back so many other smart, reasonable, intelligent people.
Put Yourself
on Neutral Ground
Well, let's suppose that
you aren't as skeptical as I was at first. Suppose you take me at my
word and at least put yourself on neutral ground to consider
this. Let me show you
how you can create extra streams of income for your self with
USANA.
The secret is to find
people who are already sold on the concept of nutrition but are
spending money for vastly inferior products. Using our systems we
can show you how to get these same people to call YOU and ask to get
on the USANA Health Products.
Many of them will become lifetime customers. A few of them will be so
impressed that they'll find it impossible not to share these
products with others.
Either way, you win.
Does this
Sound Too Hard?
Before we let you join our
team there are 3 questions we need to ask of you:
| (1) Are you really
interested in your health?
(2) Does the possibility of recurring streams of
income sound good to you?
(3) Can you set aside 5 to 10 hours a week to let us
mentor you in our system? |
If you're already
drowning in surplus money or aren't interested in your health, then
maybe this isn't for you.
However, if you are interested, let me answer the 4 questions
people ask just before they join our team:
Question
#1. Is this really legitimate?
Frankly this was one of my
first questions. I
didn't want to get myself, or my loyal readers, involved in some
pyramid scam. I checked
out the company and found it to be extremely solid. Then, I checked out the way
USANA shares profits with its distributors through the vehicle of
Network Marketing. The
best book I could find on the network marketing industry was a book
called Wave Three: The New Era in Network Marketing by
respected journalist, Richard Poe. It really opened my
eyes. With combined
sales of over 20 billion dollars and ten million active
distributors, the Network Marketing industry is not only legitimate,
but quickly being recognized worldwide as the growth industry of the
future. It has
attracted the attention of many Fortune 500 companies. Here is just a partial list:
Colgate/Palmolive, Gillette, Avon, Coca Cola,
and MCI. Just recently,
AT&T, the worldwide telecommunications giant also began
marketing its long distance services through Network
Marketing.
Do you remember the days
when Japan
used to have the reputation of making inferior
products! When I was a
kid, if a product was "Made in Japan" it was usually cheap, inferior
junk - a joke. But
today, the perception of Japan is 180 degrees opposite - only the
finest products come out of Japan. This same shift in perception is
happening to the Network Marketing industry. The public is quickly
finding out that some of the finest and most reasonably priced
products are marketed through the vehicle of Network Marketing. If this weren't the case, do
you think AT&T would have even considered it?
As soon as I was convinced
that USANA was a truly legitimate opportunity, I introduced my
friend and fellow platform speaker, Dr. Denis Waitley, to
USANA. He went through
the same due diligence and came to the same conclusion. Dr. Denis Waitley is one of
the world's most famous and popular public speakers and has authored
dozens of books and audio programs on the subject of success.
One of his programs, The Psychology of Winning, is one
of the largest selling cassette albums in the history of the
world.
Here is what he says about
USANA:
"I've been traveling almost everyday for 20 years working
with Superbowl and Olympic athletes and Fortune 500
executives, and I can tell you that I've never seen an
opportunity that has excited me as much as USANA. I've looked
at it. I've tested it. I've kicked the tires. It works for me.
It works for my wife Susan. And it's worked for members of my
family. I think you ought to look deeply into this
opportunity, as I have, and see this as a marvelous
opportunity not only to improve your health, but to supplement
your income and to achieve financial security."
- Dr. Denis
Waitley |
Is USANA a
legitimate opportunity? Dr. Waitley and I are willing to bet our
reputations on it. And so are a lot
of other smart, intelligent, successful people: doctors, teachers, astronauts, Fortune 500
executives, famous actors, best selling authors, health
professionals, university professors, coaches, gold medal winning
Olympic athletes, world record holders, chiropractors, nurses,
scientists, bankers and attorneys are flocking to this company,
along with tens of thousands of other reasonable, intelligent people from all walks of life. Most
of us wouldn't have even considered Network Marketing in the past,
but we are now wholeheartedly embracing this company and its
products. We believe that USANA has
finally been able to deliver on the promise of true streams of
income by sharing products that are truly superior.
You've Heard
that Timing is Everything.
The timing is perfect for
you in USANA. The baby
boomers are ripe for quality health products that work. USANA has created the
perfect health system.
The company is strong and profitable with no debt. It's publicly traded on the
NASDAQ under the symbol of USNA. You can look up the
company's U.S.
web site at http://www.usana.com/, or http://www.usanacanada.com/
if in Canada
.
USANA is led by a visionary, Dr. Myron Wentz, and his
powerful team of scientists.
It operates out of a brand new, state-of-the-art research and
manufacturing facility in Salt Lake
City, Utah. Its sales have gone from 3
million a year when it started in 1992 to over 100 million in annual
sales in 1998. It's
poised for solid growth outside of
Canada
and the
U.S.
It just opened for business in
Australia
and New
Zealand with great success. USANA is a giant waiting to
happen. I like to play
on winning teams. USANA
is a winner.
Question
#2. How good are the products?
USANA’s focus is very
narrow - to market a very exclusive line of the finest nutritional
products in the world.
The USANA Nutritionals are designed and engineered by one of
the world's leading experts in cellular nutrition, Dr. Myron
Wentz. Dr. Wentz became
world famous for his infectious disease test kits sold in more than
35 countries worldwide.
Using cutting edge cellular technology years ahead of its
time, Dr. Wentz and his hand-selected team of world-class doctors
and scientists have created the finest nutritional products
available. In order to
maintain integrity and purity, USANA manufactures its own
nutritional products.
USANA's flagship product is
a set of two bottles called The Essentials . It is a special formulation
of high quality essential vitamins, chelated minerals and other
powerful nutrients in optimum doses. Most cheap, grocery store
vitamin brands contain only the minimum levels of vitamins. Do you want minimal
health? I don't. I want OPTIMUM health. Dr. Wentz' genius is in
recognizing that each of us might need much higher dosages of
nutrients in order to achieve OPTIMUM health.
When it comes to your
health, I believe that USANA's arsenal of powerful products is
superior. They contain
all of the vitamins, minerals and cutting-edge ingredients to help
you maintain your good health.
USANA's founder, Dr. Wentz,
has predicted that the USANA family of customers will be the
healthiest family on earth.
I believe him. I
take USANA products every day and I've never felt better in my
life. I also sleep
better, knowing that I'm giving my body the best nutritional system
in the world.
Question #3. What will it
cost to start?
If you'd like to try
the products out for yourself, then talk to the person who
introduced you to this information. They can show you how to
make one toll-free call to become a Preferred Customer. For a small initial fee, you
can start purchasing these products at the lowest wholesale
price. That's all there
is to it.
Now, if you'd like to earn
income by sharing these products with others, you can easily become
a distributor. Your
inexpensive distributor kit will teach you how to begin. It's that simple.
When I compare this to the
tens of thousands of dollars it took to start the many businesses
I've owned and operated during the past 20 years, USANA is the hands
down winner. I've owned
restaurants, clothing stores, candy stores, apartment buildings,
commercial buildings, seminar companies and newsletter
businesses. I've
invested in Broadway plays.
I've even owned a piece of a major NBA Basketball Team, the
Utah Jazz.
But USANA beats them
all. My last seminar
company had 250 employees.
Just the thought of going back to managing employees makes me
cringe. No more
salaries to pay or health care benefits to provide. To an ex-employer like
myself, it seems like a miracle. Low hassle money!
Question
#4. What do I have to do to make this work?
First, here's what you
WON'T have to do:
You won't have to
deliver products. If you were looking forward to personally delivering bottles
of pills to people, you'll be very disappointed. USANA doesn't work that
way. What will you
do? You'll just tell a
few people about how much the products have improved your life and,
after some simple paperwork, they'll order the products direct from
the company over a toll free line. The company even
delivers the product for you.
You won't have to
attend a lot of meetings. If you were looking forward
to donating two or three nights of your week to attending a bunch of
boring meetings, you'll probably not like USANA. What will you do?
You'll just share one of USANA's powerful audio or video cassettes
with people who show an interest, and these tools do the work for
you.
You won't have to
do a lot of selling. Now, if you love to sell - if
you live for the thrill of the close - then I'm sorry, but I've got
some bad news. You'll probably do very well in one of those ancient
network marketing companies where you have to personally sell and
deliver products to hundreds of customers in order to make
any decent money. However, in USANA,
the process is much simpler. There are five billion people on this planet. Do you think
you could find a few people who are interested in adding extra years
or extra streams of income to their life?
You won't have to
learn this by yourself. If you're a loner who doesn't like
people, then USANA is probably not your company. In USANA, we are
encouraged to work in small teams. Here is how it will probably look
at first. You'll share an audio cassette with some one you meet.
They'll listen to it and say, "I'm interested. Tell me more." You'll
set an appointment for them to have lunch with you and your sponsor.
The three of you show up at the appointed time. Your prospect
listens while your sponsor does most of the talking. You just
observe. Your prospect starts ordering the product. You get a
check.
Does This Sound Too
Hard!
Using this model, Collette
makes more money during her lunch hour than most people earn in a
month. And she
continues to be paid over and over again for that same effort. Wouldn't it be nice to get
paid over and over again for time you spent at lunch 6 months
ago? What if you don't
have time for lunch?
Easy. Do it over
the phone. It's
actually faster and cheaper.
For example, here's what happened just last week. A new person in my downline
gave a copy of this Financial Freedom Guide to a friend. He read the very words that
you are reading right now and called back all excited, wanting to
know more. The
distributor made an appointment for them to talk with me over the
phone. (We call this a
3-Way Call because all 3 of us are on the phone together.) I did the presentation. The friend joined our team
and the new distributor earned a check.
Does this sound too hard to
you? You listen. I talk. People order products. You get checks.
Now, what happens if I'm
not available? Well,
everyone in USANA has a sponsor. Your sponsor will be happy
to help you find, enroll and train your first few people. Your sponsors can't win
unless they help you.
Just think, with a few
hours a week on the phone, you can start to create a wonderful
stream of extra income.
Are You Crazy?
When I explain how simple
this can be, some people look at me like I'm crazy.
So, I
ask...
· Do you have multiple
streams of income flowing into your life? "No," they
say.
· Do you get paid multiple
times for every hour you work?
Again, "No."
· Do your income streams
flow 24 hours a day with or without you? Still,
"No."
Then, I say, "Because of
USANA, I can answer “Yes” to each of those questions. Which of us is more
crazy?"
| This is my definition of crazy:
Crazy n: Work hard for
peanuts at various jobs you hate for 50 years. Then, die
poor.
This is my definition of smart:
Smart n: Work smart for a
much shorter period of time. Retire with multiple streams of
recurring income. |
We've been earning
weekly streams of income in USANA for over 4 years now. This is smart. This is intelligent. This works! As you can tell, I'm not a
skeptic anymore. I'm
proud to be associated in even a small way with USANA. Sometimes I get so excited I
can't sleep at night.
This is fun!
But it's not without its
sadness too. Here's the
hardest part for me: I see people struggling financially. I see people in poor
health. I say to them,
"I've got an answer for you that works!" But, because they've tried
other things that didn't work, their minds snap shut. I can't blame them. That's exactly what I
did. Still, I wish I
had the power to persuade them to just take a closer look. Like me, they might just
like what they find.
Will someone
just show me the way?
Most people live
their lives unaware of the incredible opportunities that exist all
around them. They
remind me of the woman in the early days of this century. She saved all her life to
come to America
and finally had enough money to afford passage
on a large ocean liner.
Since money was so tight, she stayed in her cabin most of the
time, rationing the food she'd brought on board with her. But with one day left on her
journey, she decided to splurge on a meal. She showed up for the final
banquet buffet, and, bracing herself for the bad news, she timidly
asked the Maitre 'D how much a meal like this would cost. "But madam, didn’t you
know? All of the meals
are included with your ticket.
You can eat as much as you like for free."
Life is like
that. You don't want to
get to the end of your life and realize that you could have had
anything you wanted, if someone had just shown you the
way.
We'd like to invite you to
be part of our team.
Let us show you how you can start enjoying the banquet of
prosperity that life has to offer.
In this Financial Freedom
Guide, I've shared with you three secrets to having everything
you've ever wanted.
The Wisdom of Multiple
Streams of Money
I urge you to get in
contact with the person who shared this information with you. Tell
them that you want to join the healthiest, wealthiest family on
earth. Do it now. You'll kick yourself if you miss this.
I wish you a happy, healthy
and abundant future.
Robert G. Allen
New York Times Best Selling
Author
Multiple Internet Streams of Income
The One
Minute Millionaire
Multiple Streams of Income
Nothing
Down
Creating Wealth
***This Financial Freedom Guide is a living
document, subject to change as the tax laws change. Neither the
publisher, officers, broker nor any representative is rendering tax,
legal, accounting, or other professional advice to the reader.
Readers MUST council with their own personal tax advisors in the
areas discussed herein in order to ensure proper implementation of
ideas outlined herein.*** |